Enroll in the RSP in 5 easy steps!
If your investment account is already enrolled in BPI Express Online, click here.*
Select the fund you wish to enroll.
Nominate the fund to be invested regularly, starting at P1,000.
Choose a subscription schedule: monthly or quarterly.
Set the start and end dates of your subscription.
Benefits of RSP
Higher returns thru cost-averaging. By enrolling an investment fund into the RSP, a regular contribution amount is debited from your BPI/BPI Family Savings settlement account on a periodic basis, for the purchase of units based on the prevailing price.
This build up strategy allows you to average your acquisition cost. When prices are low, more units/shares are purchased, while when prices are high, fewer units/shares are bought.
No market-timing needed. Because additional investments are automatically programmed regardless of the movements in the market, there is no longer a need to analyze market information before deciding when to invest.
Gathering the relevant information necessary to time the market is done by the fund manager for you. Studies have proven that while the age-old advice to buy low and sell high is simple and obvious, a client's unsystematic behavior leads many to do the opposite. It is advised that the best course of action is to invest regularly and to stay invested.
Greater convenience. You don't have to leave the comfort of your home or your office to invest since contributions are programmed and electronically processed depending on the schedule that you have chosen.
Better control. You retain control over your investments since you determine the dates and amount of your contribution. Moreover, you may stop and re-start the RSP anytime.
*If your account is not yet enrolled in BPI Express Online, you may visit your nearest BPI or BPI Family Savings Bank to enroll in RSP.