Driving every investment decision at our organization are three fundamental principles that form the core of our investment philosophy.

Long-Term Focus. We believe that superior and consistent returns can only be achieved by recognizing long-term trends in financial markets, and understanding the structural shifts that affect these trends. This focus requires a profound understanding of the interplay between macroeconomic factors, both global and domestic, and among different asset classes. Our investment approach relies heavily on quality research and information, and the deep experience of our investment professionals who make investment decisions that best reflect our market views.

Value Orientation. Our choice of investments is backed by a thoughtful and thorough selection process that focuses on the intrinsic value and growth potential of each investment.

Risk Management. Recognizing that risk inherently drives returns, we limit downside risks through proper analysis, monitoring and portfolio diversification. We also acknowledge that our fiduciary responsibility to our clients entails providing investment solutions that match their respective risk profiles, expressed in terms of their willingness and ability to take risks.


Our investment process originates with the Board of Directors' periodic review of developments in the macroeconomic landscape and financial markets. Inputs from this review are used to formulate investment strategies that reflect our long-term views and model portfolios covering a whole spectrum of risk profiles.

With these model portfolios as guides, individual portfolios are constructed in accordance with clients' objectives, horizons, and risk profiles, and the attendant internal, legal, and regulatory considerations. The allocation of fixed income and equity assets is executed to meet a portfolio's target durations and equity exposures. Portfolios are reviewed on a regular basis against corresponding benchmarks and rebalanced to realign investments with the original target allocation consistent with clients' goals and risk tolerance.


BPI Asset Management and Trust Corporation (BPI AMTC) is a subsidiary of the Bank of the Philippine Islands. For any inquiries and complaints relating to our services and products, you may call our hotline: 89-100, send an email to bpi_asset_management@bpi.com.ph or write a letter addressed to BPI Asset Management and Trust Corporation - Consumer Protection, 17F, BPI Building, Ayala Ave. cor. Paseo De Roxas, Makati City, 1226.
BPI AMTC as Trustee / Investment Manager is supervised by the Bangko Sentral ng Pilipinas (BSP) with telephone number (632) 708-7087 and e-mail address: consumeraffairs@bsp.gov.ph. To know your rights please refer to BSP Circular No. 857 (Regulations on Financial Consumer Protection).