I am willing to mail my application forms to my branch of account or relationship manager, can BPI already process my investment account opening?
As long as the client has a settlement account, BPI can already process the opening of investment account.
Can I open a joint investment account?
Yes, you can open a joint investment account.
Do you have a facility for monthly subscription?
Yes. We have the Regular Subscription Plan (RSP) is a tool that allows you to contribute to your
investment account regularly and automatically on a periodic basis, either monthly or quarterly.
How do I keep track of my investments?
You may enroll your investment to BPI Investments Online (BPI IOL). It is the country's first internet service that lets you access a comprehensive suite of BPI Unit Investment Trust Funds (UITFs). It provides an easy and convenient way to:
Apply for an investment account
Access information about BPI Investments Funds
Place subscription and redemption orders
Monitor your investment portfolio
It is available 24x7 and is free to our customers.
Do you charge client commission/trust fees? If yes, how much?
Yes we charge trust fees and it varies depending on the Investment product.
Do you have a holding period for investments? Can I redeem anytime?
There's no holding period except for BPI US Dollar Income Feeder Fund which is 180 days.
Is this safe? Why is this not insured by PDIC?
Yes it is safe. It is not insured by PDIC because these are not deposit products. Earnings are not assured and principal amount invested is exposed to risk of loss. These products cannot be sold to you unless their benefits and risks have been thoroughly explained.
Is there a minimum investment/hold amount after I open an investment?
Minimum amount to hold after opening an investment is P10,000, which is also the minimum amount in opening an investment.